Residential lending - four directions development coporations residential lending program seeks to improve the lives of its borrowers by providing first mortgage loans for homeowners/construction, refinancing, purchase-plus improvements, financing for modular/mobile homes home improvements subordinate financing for repairs/improvements home equity loan consumer loans for emergency expenses or pay down debt. Sound lending practices enable borrowers to feel secure knowing fddc is working for them.
Financial capabilities - four directions development corporations financial capabilities program provides homeownership and financial education to empower tribal members to reach their financial goals. The program includes one-on-one financial coaching and homeownership counseling, as well as larger group education workshops and events. These activites include pre and post purchase homeownership counseling, rental counseling, delinquency and pre-foreclosure counseling, money management coaching, credit coaching, and homebuyer education classes.